My Summit Life

At Summit Life we want to help you with every step of your financial journey. Summit Life Financial is a division of Nowlin and Associates, a financial planning firm with over 40 years of experience. Located in Birmingham, Alabama, Summit is in the home city of Nelson Nash, founder of the Infinite Banking Concept. Infinite Banking is a renaissance in financial planning that is changing the way people invest in their future by providing the tools to reduce debt, limit taxes, and safeguard against market instability.

What is the Infinite Banking Concept?

IBC uses properly structured, whole life insurance policies to create tax advantaged savings and cash flow for purchases from homes to cars to business expenses. 
Nelson Nash is the creator of the Infinite Banking Concept. With more than 40 years of experience in life insurance, Nash developed a model in which his clients could use his products to harness their full financial potential. Nash was inducted as a Hall of Fame Member by Equitable and named a Life Member of the Million Dollar Round Table. He still speaks and teaches the process that he developed more than 40 years ago, working closely with Summit Life Financial advisors. Visit the Nelson Nash Institute.

Want to Learn More about IBC?

Journey through our step-by-step view of the concept with our video series and then contact us for an appointment.

Meet the Summit Life Team

John B. Blalock
Registered Principal
CFP®
Jordan D Cole
Account Manager

Diane Covin
Financial Representative

Justin Craft
President
RFC®
Stuart Gaines Jr.
Senior Account Manager
RFC®, IAR
J. Brad Lowe
Account Manager & Disability Specialist

Chad Moseley
Financial Representative

Charles (Charlie) E. Nowlin
Founder and Managing Director
ChFC®, CLU®, RFC®
John A. Pelham
Financial Representative
CLU®, ChFC®, CFP®, MSFS, CFS, AEP
Peter J. Wright
Senior Account Manager & Chartered Life Underwriter®
CLU®